SOLUTIONS
We’re looking out
for you
(and your accounts)
How can we help you?
I want to be a homeowner
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If high cost of renting and high cost of living are preventing you from saving money to afford a down payment on a traditional home loan, First State Bank may have a solution for you. Our Open Door Grant program seeks to eliminate key barriers to home ownership with assistance for down-payment and closing costs via a one-time grant that is applied to a First State Bank mortgage loan.
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Homeownership is more accessible than ever. Michigan State Housing Development Authority (MSHDA) is offering down payment assistance with the Michigan Down Payment program. Qualified applicants may receive up to $10,000.00 in Down Payment Assistance.*
I want to improve my credit.
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Build or enhance your personal credit score while building your savings with a RI$E Credit Booster Loan. First State Bank guarantees the payments of your loan for the duration of the term by securing the proceeds in a savings or CD account. This loan is great for young adults looking to establish a credit score, individuals who have had trouble maintaining a positive credit profile and are working to improve their score, and people who are saving for a larger purchase or down payment and want to avoid additional debt balances.
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This account is aimed at helping you establish or rebuild a banking relationship through the use of this basic, low-cost checking account. The account is based on national standards and the growing needs of our neighbors who are using alternative solutions to manage their personal payments, income, and cash flow.
RI$E Checking is now a nationally certified account! We’re proud to meet the national bank standards established by The Cities for Financial Empowerment Fund.
LEARN MORE
I want to protect my FSB accounts from fraud and identity theft.
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Stay connected with your account activity. Set up text, email, and/or push notifications to send you important information about your First State Bank accounts on a timely basis.
Choose from alerts such as:
• Security alerts
• Deposits or withdrawals
• Balance drops below a certain amount
• Debit card use
And more!
You must be enrolled in FSB Online Banking to use First Alerts.
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We keep your debit card safer with fraud monitoring. With Fraud Alerts, you'll automatically receive a text if suspicious activity is identified. No need to enroll - if you have a valid mobile number on your FSB account, you're signed up!
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Safeguard and manage your debit card right from your FSB Mobile Banking app
Receive real-time card transaction notifications
Set controls and alerts for location, merchant type, and spending limit preferences
View recurring payments for subscriptions and cards on file with merchants
Track spending by month, category, and more!
I’d like to get smarter about money.
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Kids pick up on the latest trends in a heartbeat. But smart financial skills are learned and practiced. That’s why we are providing this free fun educational app.